Layer models loans as first-class financial events. Each loan has a dedicated ledger account, one or more proceeds (the funds or assets received when the loan is drawn), and payments split into principal, interest, and fee portions. See the Loan object for the full data model and the loan endpoints for the API.
Every loan has a loan_type. Follow the guide for the type you’re importing:
Importing a loan that is already partially repaid, without the full history of proceeds and payments? See Backfilling existing loans.
Loan support may need to be enabled for your platform. Reach out to your Layer contact for access.
